:root {
  --navy:#003060;
  --navy-2:#073f72;
  --green:#487810;
  --green-2:#5e8f1d;
  --ink:#15212b;
  --muted:#61707d;
  --line:#dfe5e9;
  --line-strong:#cfd7dc;
  --surface:#ffffff;
  --surface-soft:#f5f7f8;
  --green-soft:#f0f5e9;
  --blue-soft:#eef4f8;
  --danger:#a63b2f;
  --danger-soft:#fff3f1;
  --shadow:0 18px 55px rgba(20,39,55,.08);
  --radius-lg:24px;
  --radius-md:16px;
  --radius-sm:12px;
  --max:1180px;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;background:#f7f9fa;color:var(--ink);font-family:-apple-system,BlinkMacSystemFont,"Segoe UI",Inter,Roboto,Arial,sans-serif;-webkit-font-smoothing:antialiased}
button,input,textarea{font:inherit}
a{color:inherit}
button{-webkit-tap-highlight-color:transparent}
.skip-link{position:absolute;left:-9999px;top:8px;background:#fff;padding:10px 14px;border-radius:10px;z-index:1000}
.skip-link:focus{left:12px}
.site-header{position:sticky;top:0;z-index:50;background:rgba(247,249,250,.88);backdrop-filter:saturate(180%) blur(18px);border-bottom:1px solid rgba(207,215,220,.75)}
.header-inner{max-width:var(--max);margin:0 auto;height:76px;padding:0 28px;display:flex;align-items:center;justify-content:space-between;gap:24px}
.brand{display:flex;align-items:center;gap:13px;text-decoration:none;min-width:0}
.brand img{width:42px;height:42px;object-fit:contain;flex:0 0 auto}
.brand-copy{min-width:0}
.brand-name{font-size:14px;font-weight:760;letter-spacing:.055em;color:var(--navy)}
.brand-page{font-size:12px;color:var(--muted);margin-top:2px;white-space:nowrap;overflow:hidden;text-overflow:ellipsis}
.header-actions{display:flex;align-items:center;gap:10px}
.preview-pill{font-size:12px;font-weight:700;color:var(--navy);background:var(--blue-soft);border:1px solid #d9e5ec;padding:7px 10px;border-radius:999px}
.home-link{font-size:13px;font-weight:650;text-decoration:none;padding:9px 12px;border-radius:10px;color:var(--navy)}
.home-link:hover{background:#eef2f4}
.shell{max-width:var(--max);margin:0 auto;padding:38px 28px 80px;display:grid;grid-template-columns:290px minmax(0,1fr);gap:34px;align-items:start}
.sidebar{position:sticky;top:112px}
.side-card{background:rgba(255,255,255,.92);border:1px solid var(--line);border-radius:20px;padding:20px;box-shadow:0 10px 30px rgba(20,39,55,.04)}
.side-eyebrow{font-size:11px;letter-spacing:.12em;text-transform:uppercase;font-weight:800;color:var(--green);margin-bottom:8px}
.side-title{font-size:20px;line-height:1.25;font-weight:760;color:var(--navy);margin:0 0 8px}
.side-copy{font-size:13px;line-height:1.55;color:var(--muted);margin:0 0 18px}
.progress-track{height:7px;background:#e8edef;border-radius:999px;overflow:hidden;margin:16px 0 18px}
.progress-fill{height:100%;width:0;background:linear-gradient(90deg,var(--navy),var(--green));border-radius:inherit;transition:width .28s ease}
.step-list{display:grid;gap:6px}
.step-btn{width:100%;border:0;background:transparent;padding:10px 10px;border-radius:12px;text-align:left;display:grid;grid-template-columns:30px 1fr;gap:10px;align-items:center;color:#6b7884;cursor:pointer}
.step-btn:hover{background:#f5f7f8}
.step-btn[aria-current="step"]{background:var(--blue-soft);color:var(--navy)}
.step-index{width:28px;height:28px;border-radius:50%;display:grid;place-items:center;font-size:12px;font-weight:800;border:1px solid #d7dee3;background:#fff}
.step-btn[aria-current="step"] .step-index{background:var(--navy);color:#fff;border-color:var(--navy)}
.step-label{font-size:13px;font-weight:680;line-height:1.25}
.side-note{margin-top:18px;padding-top:16px;border-top:1px solid var(--line);font-size:12px;line-height:1.5;color:var(--muted)}
.main{min-width:0}
.view{display:none;animation:fadeIn .22s ease}
.view.active{display:block}
@keyframes fadeIn{from{opacity:.15;transform:translateY(5px)}to{opacity:1;transform:none}}
.hero{background:linear-gradient(145deg,#fff 0%,#fff 65%,#f0f5e9 100%);border:1px solid var(--line);border-radius:30px;padding:46px;box-shadow:var(--shadow);overflow:hidden;position:relative}
.hero:after{content:"";position:absolute;width:210px;height:210px;border-radius:50%;right:-95px;top:-95px;border:36px solid rgba(72,120,16,.08)}
.eyebrow{font-size:12px;letter-spacing:.13em;text-transform:uppercase;font-weight:820;color:var(--green);margin-bottom:14px}
h1{font-size:clamp(36px,5vw,58px);line-height:1.01;letter-spacing:-.035em;margin:0;color:var(--navy);max-width:760px}
.hero-lead{font-size:19px;line-height:1.55;color:#43525f;max-width:720px;margin:22px 0 0}
.hero-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:12px;margin:32px 0 0}
.info-tile{background:rgba(255,255,255,.82);border:1px solid rgba(207,215,220,.9);border-radius:16px;padding:16px}
.info-kicker{font-size:11px;text-transform:uppercase;letter-spacing:.1em;font-weight:800;color:var(--muted)}
.info-value{font-size:14px;line-height:1.45;font-weight:680;color:var(--ink);margin-top:6px}
.notice{display:flex;gap:12px;align-items:flex-start;padding:16px 17px;background:var(--blue-soft);border:1px solid #d8e5ed;border-radius:16px;margin-top:22px;color:#3f5362;font-size:13px;line-height:1.5}
.notice-dot{width:9px;height:9px;border-radius:50%;background:var(--navy);margin-top:5px;flex:0 0 auto}
.hero-actions{display:flex;gap:12px;align-items:center;margin-top:30px;flex-wrap:wrap}
.btn{border:0;border-radius:13px;padding:13px 18px;font-weight:730;font-size:14px;cursor:pointer;transition:transform .12s ease,box-shadow .12s ease,background .12s ease}
.btn:active{transform:scale(.985)}
.btn-primary{background:var(--navy);color:#fff;box-shadow:0 8px 20px rgba(0,48,96,.16)}
.btn-primary:hover{background:var(--navy-2)}
.btn-secondary{background:#fff;color:var(--navy);border:1px solid var(--line-strong)}
.btn-secondary:hover{background:#f8fafb}
.btn-ghost{background:transparent;color:var(--muted)}
.btn-danger{background:var(--danger-soft);color:var(--danger)}
.section-head{margin-bottom:20px}
.section-number{display:inline-flex;align-items:center;gap:8px;font-size:12px;letter-spacing:.1em;text-transform:uppercase;font-weight:820;color:var(--green);margin-bottom:8px}
.section-head h2{margin:0;font-size:34px;line-height:1.13;letter-spacing:-.025em;color:var(--navy)}
.section-head p{margin:10px 0 0;font-size:15px;line-height:1.6;color:var(--muted);max-width:760px}
.form-card{background:#fff;border:1px solid var(--line);border-radius:24px;box-shadow:0 12px 38px rgba(20,39,55,.055);overflow:hidden}
.questions{padding:8px 28px 4px}
.question{padding:25px 0 27px;border-bottom:1px solid #edf1f3}
.question:last-child{border-bottom:0}
.q-head{display:grid;grid-template-columns:34px minmax(0,1fr);gap:12px;align-items:start}
.q-num{width:30px;height:30px;border-radius:9px;background:var(--green-soft);color:var(--green);display:grid;place-items:center;font-size:12px;font-weight:820;margin-top:1px}
.q-title{font-size:16px;line-height:1.45;font-weight:730;color:#1d2a33}
.required{color:var(--green);font-weight:900}
.q-help{font-size:13px;line-height:1.5;color:var(--muted);margin:6px 0 0 46px}
.field{margin:15px 0 0 46px}
.field-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:12px}
.field-grid.three{grid-template-columns:repeat(3,minmax(0,1fr))}
label.field-label{font-size:12px;font-weight:700;color:#4f5f6c;display:block;margin:0 0 7px}
input[type="text"],input[type="email"],input[type="tel"],input[type="date"],input[type="month"],textarea{width:100%;border:1px solid #cfd8de;border-radius:12px;background:#fff;color:var(--ink);padding:12px 13px;outline:none;transition:border .12s ease,box-shadow .12s ease;min-height:45px}
textarea{resize:vertical;min-height:105px;line-height:1.5}
input:focus,textarea:focus{border-color:#7392ad;box-shadow:0 0 0 4px rgba(0,48,96,.08)}
.choice-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:9px}
.choice-grid.one{grid-template-columns:1fr}
.choice{position:relative}
.choice input{position:absolute;opacity:0;pointer-events:none}
.choice label{display:flex;align-items:flex-start;gap:10px;min-height:48px;padding:12px 13px;border:1px solid #d8e0e5;border-radius:13px;background:#fff;cursor:pointer;font-size:13.5px;line-height:1.4;transition:all .13s ease}
.choice label:before{content:"";width:18px;height:18px;margin-top:0;border:1.5px solid #9aabb8;background:#fff;flex:0 0 auto}
.choice input[type="radio"] + label:before{border-radius:50%}
.choice input[type="checkbox"] + label:before{border-radius:5px}
.choice input:checked + label{border-color:#9fbd80;background:var(--green-soft);box-shadow:inset 0 0 0 1px rgba(72,120,16,.12)}
.choice input:checked + label:before{background:var(--green);border-color:var(--green);box-shadow:inset 0 0 0 4px var(--green)}
.choice input[type="radio"]:checked + label:before{background:#fff;box-shadow:inset 0 0 0 5px var(--green)}
.choice input:focus-visible + label{outline:3px solid rgba(0,48,96,.15);outline-offset:2px}
.inline-note{margin-top:10px;padding:11px 13px;background:#f7f9fa;border-radius:11px;font-size:12px;color:var(--muted);line-height:1.45}
.conditional{display:none;margin-top:12px}
.conditional.show{display:block}
.error-text{display:none;margin-top:9px;color:var(--danger);font-size:12px;font-weight:650}
.question.invalid .error-text{display:block}
.question.invalid input[type="text"],.question.invalid input[type="email"],.question.invalid input[type="tel"],.question.invalid input[type="date"],.question.invalid input[type="month"],.question.invalid textarea{border-color:#d8a39d;background:#fffafa}
.form-footer{border-top:1px solid var(--line);background:#fafbfb;padding:18px 28px;display:flex;align-items:center;justify-content:space-between;gap:16px}
.footer-meta{font-size:12px;color:var(--muted)}
.footer-actions{display:flex;gap:10px;align-items:center}
.review-card{background:#fff;border:1px solid var(--line);border-radius:24px;box-shadow:0 12px 38px rgba(20,39,55,.055);overflow:hidden}
.review-top{padding:26px 28px 20px;border-bottom:1px solid var(--line)}
.review-top h3{margin:0;color:var(--navy);font-size:22px}
.review-top p{margin:7px 0 0;color:var(--muted);font-size:13px;line-height:1.5}
.review-sections{padding:6px 28px 10px}
.review-section{padding:20px 0;border-bottom:1px solid #edf1f3}
.review-section:last-child{border-bottom:0}
.review-section-head{display:flex;align-items:center;justify-content:space-between;gap:12px;margin-bottom:12px}
.review-section h4{margin:0;font-size:15px;color:var(--navy)}
.edit-link{border:0;background:transparent;color:var(--navy);font-size:12px;font-weight:750;cursor:pointer;padding:6px 8px;border-radius:8px}
.edit-link:hover{background:var(--blue-soft)}
.review-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:12px}
.review-item{padding:12px 13px;background:var(--surface-soft);border-radius:12px}
.review-label{font-size:11px;font-weight:780;color:var(--muted);text-transform:uppercase;letter-spacing:.06em}
.review-value{font-size:13px;color:var(--ink);line-height:1.45;margin-top:5px;word-break:break-word}
.empty{color:#8d99a2;font-style:italic}
.consent-box{margin:0 28px 24px;padding:16px;border-radius:15px;background:var(--green-soft);border:1px solid #dce8cc;font-size:13px;line-height:1.55;color:#445535}
.submission-note{margin:0 28px 28px;padding:14px 16px;background:#fff7e8;border:1px solid #f0dfb8;border-radius:14px;font-size:12.5px;line-height:1.5;color:#6e5a2b}
.modal-backdrop{position:fixed;inset:0;background:rgba(11,25,37,.46);display:none;align-items:center;justify-content:center;padding:20px;z-index:100}
.modal-backdrop.open{display:flex}
.modal{width:min(520px,100%);background:#fff;border-radius:22px;border:1px solid var(--line);box-shadow:0 30px 80px rgba(4,18,29,.22);padding:28px}
.modal-badge{width:42px;height:42px;border-radius:13px;background:var(--green-soft);display:grid;place-items:center;color:var(--green);font-weight:900;margin-bottom:16px}
.modal h3{margin:0;color:var(--navy);font-size:24px}
.modal p{margin:10px 0 0;color:var(--muted);font-size:14px;line-height:1.6}
.modal-actions{display:flex;justify-content:flex-end;gap:10px;margin-top:22px}
.mobile-progress{display:none;padding:14px 20px;background:#fff;border-bottom:1px solid var(--line)}
.mobile-progress-row{display:flex;align-items:center;justify-content:space-between;gap:12px;font-size:12px;color:var(--muted);font-weight:700}
.mobile-track{height:5px;background:#e8edef;border-radius:999px;overflow:hidden;margin-top:10px}
.mobile-fill{height:100%;background:linear-gradient(90deg,var(--navy),var(--green));width:0;transition:width .28s ease}
@media(max-width:900px){
  .header-inner{height:68px;padding:0 18px}
  .brand img{width:36px;height:36px} .brand-name{font-size:13px} .brand-page{display:none} .home-link{display:none}
  .shell{display:block;padding:26px 18px 64px}
  .sidebar{display:none} .mobile-progress{display:block;position:sticky;top:68px;z-index:45}
  .hero{padding:34px 26px;border-radius:24px} .hero-grid{grid-template-columns:1fr}
  .section-head h2{font-size:29px}
  .questions{padding:4px 20px}
  .form-footer{padding:16px 20px;position:sticky;bottom:0;z-index:20;box-shadow:0 -10px 28px rgba(20,39,55,.07)}
  .field-grid,.field-grid.three,.review-grid{grid-template-columns:1fr}
}
@media(max-width:620px){
  .preview-pill{display:none}
  .hero{padding:30px 20px} h1{font-size:39px} .hero-lead{font-size:17px}
  .q-head{grid-template-columns:30px minmax(0,1fr);gap:10px} .q-num{width:28px;height:28px}
  .q-help,.field{margin-left:40px}
  .choice-grid{grid-template-columns:1fr}
  .form-footer{align-items:stretch;flex-direction:column} .footer-actions{width:100%} .footer-actions .btn{flex:1}
  .footer-meta{display:none}
  .review-top,.review-sections{padding-left:20px;padding-right:20px}
  .consent-box,.submission-note{margin-left:20px;margin-right:20px}
}
@media(prefers-reduced-motion:reduce){*{scroll-behavior:auto!important;transition:none!important;animation:none!important}}

.hp-field{position:absolute!important;left:-10000px!important;top:auto!important;width:1px!important;height:1px!important;overflow:hidden!important}
.noscript-note{margin:0 0 20px;padding:16px;border:1px solid #e3c3bd;border-radius:14px;background:var(--danger-soft);color:var(--danger);font-size:13px;line-height:1.5}
.submit-status{display:none;margin:0 28px 22px;padding:13px 15px;border-radius:13px;font-size:13px;line-height:1.5}
.submit-status.error{display:block;background:var(--danger-soft);border:1px solid #efc9c3;color:var(--danger)}
.submit-status.info{display:block;background:var(--blue-soft);border:1px solid #d8e5ed;color:#3f5362}
.btn:disabled{opacity:.58;cursor:not-allowed;transform:none;box-shadow:none}
.modal-actions a.btn{text-decoration:none;display:inline-flex;align-items:center;justify-content:center}
@media(max-width:760px){.submit-status{margin-left:20px;margin-right:20px}}